Welcome to www.wealthmentors.in the website (the “Site”) operated by Transformative Wealth Mentors IMF Private Limited (hereinafter referred to as Transformative Wealth Mentors).
Transformative Wealth Mentors is holding an Insurance Marketing Firm license from the Insurance Regulatory and Development Authority of India via. IRDAI IMF license no. IMF-187272041220210493.
Transformative Wealth Mentors also holds Mutual Fund Distribution license from the Association of Mutal Funds in India (AMFI) via ARN No.-
Before you may use the Site, you must read and accept all of the terms and conditions in and linked to this Terms of Use and the linked Privacy Policy. We reserve the right at any time, at our sole discretion, to change or otherwise modify the Terms & Conditions without prior notice and your continued access or use of this Site signifies your acceptance of the updated or modified Terms. To the maximum extent permitted by law, Transformative Wealth Mentors has no liability in relation to or arising out of the Website Information and Website recommendations.
Transformative Wealth Mentors provides does not warrant or guarantee the timeliness, accuracy, or completeness of the Website Information or its Quality of the results thereof. Transformative Wealth Mentors provides information or its services regarding multiple financial products ranging from Insurance, Mutual Funds & NPS, etc to you subject to the following terms & conditions.
1. Scope of Services
Transformative Wealth Mentors provides users with access to information primarily about Financial, Insurance, and Mutual Funds products and services including but not restricted to General Insurance, Life Insurance products, and related services (including but not limited to renewals) (the “Service”). In addition, you must provide and are responsible for all details necessary to access the Site. By making use of this site and furnishing your personal / contact details, you hereby agree that you are interested in availing of and purchasing the Service(s) that you have selected.
You hereby agree that Transformative Wealth Mentors may contact you either electronically or through phone, to understand your interest in the selected products and Service(s) (like renewals, reminders, etc.) and to fulfill your demand. You also agree that Transformative Wealth Mentors reserves the right to make your details available to its affiliates, employees, and partners and you may be contacted by the affiliates and partners for information and for sales through email, telephone, and/or SMS. You agree to receive promotional materials and/or special offers from Transformative Wealth Mentors through email or SMS or any other mode possible.
2. Terms of Site Access
Transformative Wealth Mentors grants you limited access and make personal use of the Site and the Services. This access does not include any downloading or copying of any kind of information for the benefit of another individual, vendor or any other third party; caching, unauthorized hypertext links to the Site and the framing of any Content available through the Site uploading, posting, or transmitting any content that you do not have a right to make available (such as the intellectual property of another party); uploading, posting, or transmitting any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; any action that imposes or may impose (in Transformative Wealth Mentors’ sole discretion) an unreasonable or disproportionately large load on Transformative Wealth Mentors’ infrastructure; or any use of data mining, robots, or similar data gathering and extraction tools. You may not bypass any measures used by Transformative Wealth Mentors to prevent or restrict access to the Site. Any unauthorized use by you shall terminate the permission or access granted to you by Transformative Wealth Mentors.
3. Use of Content
Transformative Wealth Mentors does not claim ownership of any materials you make available through the Site. You are prohibited from posting or transmitting to or from this Site: (i) any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material or content that would violate rights of publicity and/or privacy or that would violate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds, advertising, or marketing of any goods or services); and (iii) any material or content that infringes, misappropriates or violates any copyright, trademark, patent right or other proprietary rights of any third party. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from your posting of content to this Site.
4. Limitation of Warranties
Transformative Wealth Mentors hereby disclaims all warranties and conditions with regard to this information, software, products, and services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, and no infringement. The service providers providing services on this site are independent affiliates and Transformative Wealth Mentors are not liable for the acts, errors, omissions, representations, warranties, breaches, or negligence of any such service providers or for any personal injuries, death, property damage, or other damages or expenses resulting therefore. No information or advice, whether expressed, implied, oral, or written, obtained by you from the company or through any other services we provide shall create any warranty, guarantee, or conditions of any kind, except for those expressly outlined in this User Agreement.
5. Limitation of Liability
Transformative Wealth Mentors and its affiliates have no liability and will make no refund in the event of any delay, cancellation, strike, force majeure, or other causes beyond their direct control, and they have no responsibility for any additional expense omissions delays, or acts of any government or authority. In no event shall Transformative Wealth Mentors and/or its affiliates be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of, or in any way connected with, your access to, display of, or use of this site or with the delay or inability to access, display or use this site (including, but not limited to, your reliance upon opinions appearing on this site; any computer viruses, information, software, linked sites, products, and services obtained through this site; or otherwise arising out of the access to, display of or use of this site) whether based on a theory of negligence, contract, tort, strict liability, or otherwise, and even if Transformative Wealth Mentors and/or its affiliates their respective service providers have been advised of the possibility of such damages. In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of products and/or services.
6. Local Laws
Transformative Wealth Mentors controls and operates this Website from its registered office in Mandi (H.P), India and makes no representation that the materials on the website are appropriate or available for use in other locations. If you use this Website from other locations, you are responsible for compliance with applicable local laws including but not limited to the export and import regulations of other countries. Unless otherwise explicitly stated, all marketing or promotional materials found on this Website are solely directed to individuals, companies, or other entities located in India and comply with the laws prevailing for the time being in force in India. Disputes if any shall be subject to the exclusive jurisdiction of Courts at Himachal Pradesh.
7. Indemnity
You agree to indemnify and hold Transformative Wealth Mentors (and its officers, directors, agents, subsidiaries, joint ventures, and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties, or other costs or expenses of any kind or nature, including reasonable attorneys’ fees, or arising out of or related to your breach of this terms, your violation of any law or the rights of a third party, or your use of the Site.
8. Communication
When you use the Site or send emails to Transformative Wealth Mentors, you are communicating with Transformative Wealth Mentors electronically or otherwise. You consent to receive communications from Transformative Wealth Mentors any way. Transformative Wealth Mentors may communicate with you by email or by posting notices on the Site or by phone or usually available means of communication. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
9. Third-party Site Links
The Site or third parties may provide links to other World Wide Web sites or resources. Because Transformative Wealth Mentors has no control over such sites and resources, you acknowledge and agree that Transformative Wealth Mentors is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources.
You further acknowledge and agree that Transformative Wealth Mentors shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such site or resource.
10. Trademarks & Copyrights
All the trademarks, logos, and service marks (“Marks”) displayed on the Site are the property of Transformative Wealth Mentors, so users are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without the written permission of Transformative Wealth Mentors or such third party which may own the Marks.
All information and content including any software programs available on or through the Site (“Content”) is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works, or using any Content available on or through the Site for commercial or public purposes.
11. General
If any of these conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that the court should endeavor to give effect to the parties intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. Headings are for reference purposes only and do not limit the scope or extent of such a section.
These Terms and the relationship between you and Transformative Wealth Mentors will be governed by the laws of India without regard to its conflict of law provisions. You and Transformative Wealth Mentors agree to submit to the personal jurisdiction of the courts located in Himachal jurisdiction with respect to any legal proceedings that may arise in connection with these Terms & conditions. These Terms constitute the entire agreement between you and Transformative Wealth Mentors and govern your use of the Site or our services, superseding any prior agreements between you and Transformative Wealth Mentors.
